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Fundamentalists often criticize the Catholic Church’s practice of baptizing infants. According to them, baptism is for adults and older children, because it is to be administered only after one has undergone a "born again" experience—that is, after one has "accepted Jesus Christ as his personal Lord and Savior." At the instant of acceptance, when he is "born again," the adult becomes a Christian, and his salvation is assured forever. Baptism follows, though it has no actual salvific value.
Christians have always interpreted the Bible literally when it declares, "Baptism . . . now saves you, not as a removal of dirt from the body, but as an appeal to God for a clear conscience, through the resurrection of Jesus Christ" (1 Pet. 3:21; cf. Acts 2:38, 22:16, Rom. 6:3–4, Col. 2:11–12).
If you took your parish’s catechism classes when you were growing up, you at least remember that there are two kinds of grace, sanctifying and actual. That may be all you recall. The names being so similar, you might have the impression sanctifying grace is nearly identical to actual grace. Not so.
Sanctifying grace stays in the soul. It’s what makes the soul holy; it gives the soul supernatural life. More properly, it is supernatural life.
There are few more confusing topics than salvation. It goes beyond the standard question posed by Fundamentalists: "Have you been saved?" What the question also means is: "Don’t you wish you had the assurance of salvation?" Evangelicals and Fundamentalists think they do have such an absolute assurance.
Catholics and Protestants agree that to be saved, you have to be born again. Jesus said so: "Truly, truly, I say to you, unless one is born again, he cannot see the kingdom of God" (John 3:3).
When a Catholic says that he has been "born again," he refers to the transformation that God’s grace accomplished in him during baptism. Evangelical Protestants typically mean something quite different when they talk about being "born again."
~ Pope John XXII, in his Bull "Quorumdam exigit" (1317); urging a group of separatist friars who engaged in extreme asceticism to follow the Faith (e.g., Romans 13:1-2) and obey their leaders (from the article "Spirituals")